Before granting you a credit, the financial institution must study and evolve your solvency. To do this, you are asked a few questions and the necessary supporting documents are also requested. The granting of a credit must not lead to over-indebtedness. As a result, the…
The ZEK is a Swiss information centre where credit information arising from the credit and leasing activities of natural or legal persons remains recorded. It therefore contains indications, positive or negative, on those interested in credits, leasings and credit cards, as well as their respective…
The CEA Crédits team wishes you all the best for the new year 2022! We have certainly just completed a challenging year that has been heavily impacted by the Covid-19 pandemic. The impact created all over the world is undoubtedly unforgettable and we hope that…
Also known as “credit pooling”, this practice consists of restructuring and reducing your debts by merging several or all of your credits, leasings, credit cards, etc., into a single credit with a lower monthly payment, thus lightening your monthly charges. Not only is this operation…