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Before granting credit

Before granting you a credit, the financial institution must study and evolve your solvency. To do this, you are asked a few questions and the necessary supporting documents are also requested. The granting of a credit must not lead to over-indebtedness. As a result, the…

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Credit Information Center – ZEK

The ZEK is a Swiss information centre where credit information arising from the credit and leasing activities of natural or legal persons remains recorded. It therefore contains indications, positive or negative, on those interested in credits, leasings and credit cards, as well as their respective…

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Happy New Year 2021!

The CEA Crédits team wishes you all the best for the new year 2022! We have certainly just completed a challenging year that has been heavily impacted by the Covid-19 pandemic. The impact created all over the world is undoubtedly unforgettable and we hope that…

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Private credit or leasing

Are you planning to buy a car, a motorcycle, a motorhome or even a boat? Are you hesitating between private credit and leasing? Certainly, leasing offers are often very attractive at first sight because of low interest rates and low monthly payments. But, don’t be…

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